Job Details
FIRST COMMUNITY BANK AND TRUST
Position Title: Investment Advisor
About the Company
Community Bank servicing local communities in eastern Will County and beyond. Existing wealth management department is structured as a team with ~$80mm assets under management. Investment Advisor is a leadership role that works with other senior bank management providing a key service to the customer base.
Position Overview/Summary
The Investment Advisor/Wealth Manager at First Community Bank and Trust is responsible for providing investment guidance for businesses and individuals, expected to provide sound advice and analysis on a variety of investments, including individual equities and fixed income instruments, managed accounts and insurance products, among others.
The role of Investment Advisor/Wealth Manager is highly entrepreneurial and involves extensive client management and development, new client prospecting and financial consultancy.
The role is responsible for building and maintaining long-term relationships with a portfolio of financially successful clients. As the external face of First Community Bank and Trust, the Investment Advisor/Wealth Manager is expected to work closely with key firm personnel to provide a superior client experience across the full spectrum of the client s financial life.
Position Responsibilities
> Assess financial and wealth management needs of client base
> Provide individuals with tailored wealth and investment solutions, with the goal of growing and sustaining long-term returns as well as long-term firm relationships
> Develop customized wealth management plan to address each client's outlined goals and implement the plan with suitable products and services
> Provide client advice on a wide range of personal and business-related financial risk and wealth management topics
> Meet with clients on a regular basis to review portfolio performance and to uncover unmet personal and business financial needs
> Provide regular reporting and updates and information to clients and senior management
> Take lead role in segmenting client book of business based on firm-specific criteria
> Present principles of financial portfolio construction and management, asset allocation, wealth planning and wealth distribution to clients and prospects
> Nurture and maintain strong relationships with clients, helping them to track their progress over time while providing ongoing consultation and support
> Generate new firm clients through a range of business building programs including conducting seminars, using personal contacts and leveraging centers of influence
Qualifications
> 2-10 years of experience creating and monitoring investment portfolios based on individual client needs, objectives and risk tolerance preferred
> Demonstrated successful track record in researching investment opportunities to identify the right strategies to meet client wealth goals
> Experience assessing and making recommendations on the following: Retirement planning, estate planning, tax planning, insurance and other personal finance issues
> Passionate about client service; relationship driven, trusted advisor
> Entrepreneurial spirit
> Very strong technical financial planning expertise balanced by the ability to translate into terms that are clear to clients with varying degrees of investment knowledge
> Able to work independently with strong drive in a competitive environment
> Excellent communication, presentation and interpersonal skills
> Confident, highly motivated and result-driven
> Able to focus on goals and achieve targets
> Mature and able to work under pressure
> Pleasant and professional image
> Keen sense of integrity and entrepreneurial spirit
> Proven ability to build a client network and passion to cultivate and foster relationships
> Demonstrated leadership, organization and discipline skills
> Self-confidence, persistence, initiative and persuasiveness
> High level of self-motivation and drive with strong integrity and ethics
> Strong analytical, mathematical and problem solving skills
> Detail-oriented
> Advanced knowledge of the economy, money markets, and applicable tax laws
Licenses
> CFP designation preferred
> Series 7, 63 (or 65 & 66) preferred
> Ideally at least one professional designation
Educational and Professional Designations
> BA/BS Degree from nationally recognized institution required; MBA preferred
> Clean U-4
Job Requirements
With a strong focus on sales and customer service, the Financial Advisor should be a true people person' who enjoys developing professional and mutually beneficial relationships with a wide variety of customers. Candidates should be self-motivated and driven to exceed expectations in all that they do. Additional requirements of the Financial Advisor include:
FINRA Series 7, 63 and 65 or FINRA Series 7, 66 (Required)
Life & Health Insurance license (Required)
Strong sales, marketing and business development skills
2+ years of experience as producing advisor
Bachelor s degree preferred
Cetera is nationally recognized as a self-clearing broker-dealer, registered investment adviser, and insurance agency serving the clients of nearly 500 institutions with assets ranging from $15 million to $13 billion nationwide. At Cetera, we re committed to helping you reach your goals both professionally and personally. From outstanding income potential and scheduling flexibility to round-the-clock support and best-in-class training, the Cetera team continues to build on a reputation for success that is more than 30 years in the making. As a member of our organization, you ll have access to:
A clear transition plan and timeline so you know what to expect, and when
Our orientation course to give you an overview of all the tools and services available to you
Assistance with account transfers and paperwork, and frequent updates on their status
Help with communications to your current clients about your transition
In-person, online, and self-guided training on the breadth of our AdviceWorks technology platform
New business cards, stationery, and email address
An introduction to our vast marketing resources, so you can start using them with current and prospective clients