Job Details
** Member Service Representative**
**Job Category****:** Branch Operations **Requisition Number****:** MEMBE001529 Showing 1 location **Job Details**
**Description**
We believe passionate people provide excellent service. As our Member Service Representative, your active listening skills, "find a way" attitude, and financial acumen will solidify your role as a valued partner for our members. Our strong branch traffic shows there's still something special about the face-to-face conversations youll support. Having relationship-based discussions to uncover a members financial needs will allow you to offer exceptional consumer deposit and loan products solutions. If you seek meaningful work and aspire to create a positive, life-changing difference in your community, we'd like to talk with you!
**As our Member Service Representative, you will:**
* Provide outstanding service by meeting and speaking with members to uncover financial needs and provide appropriate solutions utilizing products and services available within Community First. Provide solutions within the governing policies and procedures of the credit union
* Open and service deposit accounts for members or prospective members, including savings, checking, certificates, money markets, HSA, IRA, ACH, and ATM. Also, close accounts when necessary
* Assist members with service needs, including wire transfers, payroll deduction/direct deposit, check and ATM requests, and statement queries
* Assist members in the successful resolution of questions or concerns they may have regarding their accounts at Community First
* Take loan applications, perform debt ratio/collateral analysis, obtain approval, close loan, and complete file
* Customize protection solutions for all applicable lending products, including payment protection, GAP, and warranty
* Address member questions about mortgage loans, commercial loans, credit cards, and other products or services
* Promote and cross-sell based on member needs all credit union products and services to increase services per household and deepen member relationships
**An ideal candidate will have a combination of:**
* Associate's degree in banking, finance, business, or a related field
* Two years of relevant experience; prior lending, and financial services experience is preferred
* Exceptional verbal and written communication skills, strong time management, and organizational skills
* Familiarity with Microsoft Office suite and web-based software packages
* Passion for providing outstanding service to our members - internal and external
* The ability to work hard, find solutions and have fun
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