Job Details
Are you looking for a position with a company where you can make a difference?
At Security National Bank, if there is one belief we hold together as a team, it's that everything matters. From the words we say, to the way we dress, to the decisions we make and the actions we take - every single thing we do matters. Why? Because we recognize the inherent value of each individual, and the potential of what each person can become. We realize every one of life's interactions is an opportunity to help someone reach that potential. This is why we treat even the smallest details of life and banking with careful thought and attention. If you aspire to do the same, we'd like you to advance your career with us at SNB.
We are searching for a motivated individual who has strong values, a great work ethic, and an understanding of credits and debits. The Mortgage Loan Production Specialist is key to the processing and closing of various mortgage loan applications as well as submission to underwriting or investors for loan approval.
Values Matter. We stand for excellent service and care about doing what's right. We are looking for an individual with a keen eye for detail, enjoys task-oriented work, minimal downtime and new challenges each day.
JOB DESCRIPTION:
- Regular communication with lender, applicant(s), and realtor(s) on progress of application during entire loan process.
- Processing and evaluation of loan applications assigned within designated timeframe, ensuring that necessary documentation has been requested and received in compliance with FHA, VA, and conventional guidelines.
- Submission of loan applications and supporting documentation to underwriting or investor for final approval.
- Responsible for examination of title opinions and necessary corrections as required.
- Preparation of final cost figures for closing and communication of figures to lender, realtors, and buyer/seller.
- Preparation of closing papers and documentation to ensure compliance with regulations and requirements.
Required for this position: Excellent customer service and problem resolution skills. Attention to detail, strong understanding of loan file documentation, ability to identify missing items, advanced organizational skills, ability to work under deadlines, independent thinking, the ability to visualize cause and affect relationships of data and documents, analytical skills, self-motivation, strong oral and written communication skills, demonstrated teamwork.
EDUCATION AND EXPERIENCE:- High school diploma or equivalent
- Understanding of debits and credits
- Accuracy and meticulous attention to detail required
- Excellent oral, written, and interpersonal communication skills
- Ability to navigate multiple computer systems and programs with working knowledge of Word and Excel
- Ability to manage multiple requests simultaneously, meet deadlines, and show flexibility to change direction when needed
- Team-oriented and the ability to work collaboratively across all levels of the organization
- Service-oriented, polite, and respectful
- Advanced problem-solving and analytical skills
- Ability to take direction and instruction and follow through independently until project completion
HOURS: Regular business hours, Monday through Friday.
BENEFITS: We offer a comprehensive benefit package to our employees including medical, dental, short and long term disability, life insurance, paid time off, a wellness program, and a 401(k) savings plan at hire for future financial protection.
ABOUT SECURITY NATIONAL BANK: Security National Bank was chartered in 1884 in Sioux City, Iowa; founded on the time-tested principles of integrity, honor, open-mindedness, efficiency, good humor, respect, duty, and human connection. These principles served as guideposts that enabled SNB to withstand the economic panic of the late 1800s, the Great Depression, two World Wars, and the farm crisis -and emerge as the region's most established and trustworthy locally owned bank. We believe what was worth doing well yesterday is still worth doing well today. People change and banking changes, but our time-tested principles remain. To this day, we believe that doing what's right is the only way to take care of customers, empower businesses, cultivate growth, inspire our community, and accomplish the remarkable.
Security National Bank is an Equal Opportunity, Affirmative Action Employer. Applicants are considered for all positions without regard to race, color, religion, sex (including pregnancy, gender identity, and sexual orientation), national origin, age, disability, marital status, or veteran status.
LEARN MORE: LOCATION: Sioux City, IA
Main Bank
Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)