Job Details
Job Details
Job Location
Ohnward Insurance Group Maquoketa - Maquoketa, IA
Description
To apply for this position, go to our website Ohnward Bancshares, Inc.
www.ohnward.com
POSITION SUMMARYThis position is responsible to generate new business by contacting potential customers as well as service an existing book of business. Responsibilities include providing and servicing insurance plans that match the needs of assigned or prospective customer's portfolio. Meet potential and existing clients to gather or review information about their needs and coverage, match insurance policies to their needs and explain the options to customers.
KEY ORGANIZATIONAL RELATIONSHIPS- Reports to Ohnward Insurance Manager.
- Works closely with Insurance group team and customers.
DUTIES AND RESPONSBILITIES Essential Duties and ResponsibilitiesTo perform this job successfully an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
- Actively and passionately seek insurance relationships with a focus on commercial, ag, home, auto and life. The primary focus for these types of insurance will be through cultivating relationships with area businesses, farmers, residents, and other referral sources.
- Seek out new clients and develop clientele by networking, cold calling, and referrals and generate lists of prospective clients.
- Service existing book of business and review existing policies with clients on a regular basis and answer insurance related questions.
- Call on policyholder to deliver and explain policy, to analyze insurance program and suggest additions or changes.
- Customize insurance programs to suit individual customers, often coverage a variety of risks.
- Develop marketing strategies and promote all types of new insurance contracts or suggest additions/changes to existing ones.
- Ensure the policy requirements are fulfilled, including the completion of appropriate forms.
- Explain features, advantages, and disadvantages of various policies to promote sale of insurance plans.
- Become proficient at utilizing our EZLynx system (management system) to be able to efficiently and effectively service clients.
- Inspect property, examining its general condition, type of construction, age and other characteristics, to decide if it is a good insurance risk.
- Interview prospective clients to obtain data about their needs, the physical condition of the person or property to be insured, and to discuss any existing coverage.
- Confer with clients to obtain and provide information when claims are made on a policy.
- Monitor insurance claims to ensure they are settled equitably for both the client and the insurer.
- Maintain records and handle policy renewals.
- Make sure policies stay current and make amendments to policy as life changes.
- Continually update job knowledge and learn about new products and services.
- Performs other duties as assigned.
SKILLS AND ABILITIESTo perform this job successfully, an individual should demonstrate the following knowledge, skills, and abilities.
- Product knowledge
- Prospecting Skills, motivation for sales, care for customer needs
- Excellent client relationship skills, friendly attitude
- Excellent communication and interpersonal skills
- General math skills
- Organization
- Dependability
- Ability to work in a goal-oriented environment
EDUCATION AND EXPERIENCE- Associate degree; 3-5 years' experience and/or training; or equivalent combination of education and experience.
- Working experience as an insurance agent or relevant experience
- Familiarity with all types of insurance plans (commercial, home, auto, ag, etc.)
- Basic computer knowledge and statistical analysis
- Ability to work with goals.
- Experience in delivering client-focused solutions and creating long-lasting relationships
BENEFITSHealth Insurance
Dental Insurance
Retirement Plan (401k) 3% Safe Harbor Contribution + Discretionary Contribution
10 Observed Holidays
PTO
Group Term Life provided
Short Term Disability - 100% provided by company
Long Term Disability
Maternity/Paternity Leave 100% of pay
Community Involvement
Pay-It-Ohnward Company Giving Program
Grilling for Charity Community Donations
Thank God Its Monday (TGIM) Company Event
To apply for this position, go to our website Ohnward Bancshares, Inc. www.ohnward.com
Equal Opportunity Employer