Job Details
**The Position** ?As an Injury Adjuster, youll play a critical role in enforcing the fundamental fairness on which our company was founded. Youll be asked to push the boundaries of whats required and to think critically as to what our customers want and how that best aligns with our product. Our goal is to leverage technology, data, and a team of highly talented people to build a claims experience that is recognized as number 1 in the industry.
**Location** Remote (MO) - Please note while this is a remote role, we require all candidates to reside in State due to logistical reasons. **What you'll be doing:**
* Delivers an industry-leading claim experience for all policyholders and claimants
* Confirms coverage and determines liability for a wide range of accident scenarios
* Consistently makes prompt and courteous contact with every party involved in a claim
* Maintains and updates a diary/schedule for each claim in the adjuster's pending
* Responds to claim correspondence in a timely fashion with very high quality
* Obtains detailed accident descriptions from drivers, passengers and witnesses
* Coordinates the repair of damaged vehicles, and assists with rental reimbursement
* Sets and maintains a loss reserve for every claim in the adjuster's pending
* Utilize third party vendors to access and negotiate special and general damages
* Evaluates and settles non-severe and severe injury claims, including attorney represented parties
* Assign and direct Defense Counsel on the handling of litigated matters
* Provides input for continuous development of claims guidelines and best practices
* Recommends potential product developments and process improvements
* Interacts and communicates effectively with customers, peers, vendors and managers
* Engages in learning opportunities to build knowledge of personal lines claims, court decisions impacting the claims function, current guidelines in claims function, and policy changes and modifications
**What we're looking for:**
* **At least 3+ years of experience handling first and third-party bodily injury claims in Missouri**
* Bachelors degree preferred
* Successful experience handling personal auto insurance claims across multiple states where the applicant was directly responsible for coverage decisions, liability determinations, issuing payments, taking recorded statements, responding to correspondence, requesting authority from supervisor(s), and negotiating settlement of third-party bodily injury claims across multiple states
* Ability to obtain additional insurance adjuster licenses within 3 months
* Demonstrated high quality claim handling balanced with strong productivity
* Strong technical understanding of liability and casualty principles
* Aptitude to quickly learn and apply new concepts
* Coachable and committed to professional growth
* Experience managing complex personal auto claims through closure
* Viewed as a resource within team and functional area
* High sense of professionalism while remaining empathetic
* Familiarity with claims best practices required
* Curious in nature
* Great attention to detail
* Ability to approach problems with an open mind
**Join us**
At Root, we judge people based on the merit of their work, not who they are. If you are passionate about what this role entails and solving real problems, we encourage you to apply. We want to learn about you and what you can add to our team.
**Who we are**
Were harnessing the power of technology to revolutionize insurance. Using machine learning and mobile telematic platforms, weve built one of the most innovative FinTech companies in the world. And were just getting started.
**What draws people to Root**
Our success is in large part due to our unwavering standards in hiring. We recognize that our products are only as good as the people building and promoting them. We want individuals who find solutions by going through the cycle of ideation to implementation with curiosity, rigor, and an analytical lens. Ask anyone who works here and youll hear similar reasons for why they joined:
**Autonomy**for assertive self-starters, the opportunities to contribute are limitless. **Impact**by challenging the way its always been done, we solve problems that have a big impact on our business. **Collaboration**we encourage rich discussion and civil debate at every turn. **People**we are inspired by the collection of crazy-smart people around us.
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