Sr. Underwriter - P&C


Job Details

A Brief Overview

Solicit, underwrite, and price business consistent with the Company's Underwriting Philosophy.

What you will do

  • Independently analyzes new and renewal business within underwriting authority. Collects all necessary facts and analyzes data prior to decision. Makes decisions independently after obtaining appropriate input. Analyzes outcome of decisions.
  • Interprets and reconciles data points and underwriting tools to determine best approach within Zenith's Underwriting philosophy.
  • Demonstrates creativity and problem-solving.
  • Presents decision to management and producer clearly and concisely. Presents thought process so that underwriting conclusions are a logical result. Presents flexibility within parameters of underwriting criteria.
  • Identifies priorities; utilizes whatever time is necessary to accomplish major priorities. Handles pressures of everyday business decisions. Responds with tact and clarity to all concerned with territory management.
  • Provides direction to Underwriting Assistants or Associate Underwriter.
  • Provides necessary training to others in branch at direction of Underwriting Manager.
  • Regularly attend and often lead policyholder presentations including New Client Orientations, year-end reviews, Safety and Claims-related meetings, etc.
  • Takes an active lead in face to face meetings with agencies and/or clients.
  • Coordinates growth of major producers with marketing department.
  • Handles major accounts as part of underwriting territory.
  • Manages underwriting territory. Knows and analyzes profitable producers. Selects new business with producer awareness, utilizing this information in underwriting and pricing. Is aware of company goals and trends and builds territory accordingly.
  • Applies principles of logical thinking to define problems, collect data, establish facts, and draw valid conclusions.
  • Work productively and harmoniously with others on a consistent basis.
  • Respond positively to direction and feedback on performance.
  • Consistently maintain professional and appropriate demeanor.
  • Perform other duties/projects as assigned.
Education Qualifications
  • High School Diploma Or equivalent required
  • Bachelor's Degree or equivalent combination of training/experience preferred
Experience Qualifications
  • 3+ Years P&C underwriting experience required; preferably Agribusiness required
Skills and Abilities
  • Full knowledge of P&C Agribusiness policy and underwriting rules.
  • Understanding of Zenith's underwriting philosophy a plus.
  • Strong verbal and written communication skills required (including ability to discern when to use telephone, email, or more formal means of communication).
  • Demonstrated presentation and negotiation skills required.
  • Demonstrated ability to present persuasive verbal or written argument of all constituents (agent, peer, insured).
  • Strong math and reading skills required.
  • Computer literacy required.
  • Valid Driver License in good standing.
  • Overnight Travel.


The expected salary range for this position is $89,911.08 to $112,388.85. Actual pay will be adjusted based on experience, geographic location, and other job-related factors as permitted by law. Qualifications may warrant placement in a different job level.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or veteran status. If you are a qualified individual with a disability or a disabled veteran, you have the right to request an accommodation if you are unable or limited in your ability to use or access our career center as a result of your disability. To request an accommodation, contact a Human Resources Representative at Zenith Insurance Company.

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 ZENITH

 04/19/2024

 Roseville,CA