Job Details
POSITION SUMMARY
Our Commercial Lenders represent the Bank and our culture of YES in every transaction and customer interaction. Those in this position are tasked with developing and supporting Bank growth, effectively managing a loan portfolio; building, and maintaining key relationships; and partnering with your team to meet and exceed our customers needs. Success in this role requires not only deep knowledge and experience in commercial lending, but also a can-do attitude. Our Lenders are go-getters, customer service leaders, and champions of their communities; they bring their A-game every day of the week.
We are currently searching for hiring high-potential people to join our Lending teams at both our North Austin, located at 12007 Research Blvd, as well as our Downtown Austin offices at 600 West 5th Street. This position requires you to spend time in the office.
WHY HORIZON?
We re not just your ordinary bank - we have something special here at Horizon. Our charter dates back to 1905, giving us over a century of experience serving Central Texas. We pride ourselves on creating lifelong customer relationships and business partnerships and have a reputation for an unwavering commitment to our teams, our communities, and our customers.
Thanks to our diverse, energetic team, Horizon continues to grow and succeed:
- #1 locally owned bank according to Austin Business Journal Power Rankings.
- Top 40 community banks nationwide by S&P Global Market Intelligence.
- 2020 & 2021 Thriving Together recipient for outstanding company Wellness Program.Learn more about our benefit package below!
We re proud of where our teams have gotten us and can t wait to see where you will take us next!
WHAT WILL YOU DO?
Key highlights include:
- Develop and support Bank growth by capitalizing on business prospects, identifying cross-selling opportunities, deepening relationships, and increasing client acquisition including the establishment and maintenance of key relationships and business contacts within the community and targeted industry segment.
- Manage and maintain a safe, sound, and profitable loan portfolio, monitoring loans to ensure credit quality, collecting payment on delinquent loans as necessary, and working with the Horizon Team to follow up on loan documentation and/or loan tracking exceptions.
- Conduct interviews with new and existing customers to establish financial needs and make recommendations to satisfy those needs.
- Partner with the Lending & Credit Teams to underwrite, evaluate and originate loan applications. Make lending decisions within lending limit and in accordance with the Bank s credit policies and procedures.
- Conduct financial analysis of existing and new relationships and prepare presentations of analysis for management and loan committees.
- Other duties as assigned and/or taken on.
AM I THE RIGHT FIT?
The ideal candidate is an experienced banking professional who possesses:
- Minimum: BA/BS in Finance, Accounting, Economics, Business, or any other subject matter which demonstrates both the desire and ability to perform the job duties of this position.
- 5+ years experience in commercial lending position.
- Strong oral and written communication skills.
- Demonstrated ability to take initiative and contribute to a team s success.
- Optimistic, internally motivated, community-oriented personality; and,
- Ability to make decisions, create change, and help grow a company while growing yourself.
Preferred skills:
- 5+ years direct industry experience in a commercial lending position at a bank.
- Strong business development skills.
- Advanced knowledge of commercial banking products and deposit relationships.
- Community involvement and outreach experience.
- Successful experience growing a loan and deposit portfolio in a fast-paced environment.
WHAT DOES IT MEAN TO BE ON THE HORIZON TEAM?
Our commitment to our employees goes beyond base pay it includes the tangible things like salary, benefits, and special employee programs such as training & development, wellness, and flexible sick time. Equally important are the intangible factors like challenging work, a community focused mindset, and the opportunity to grow professionally. We do not hire resources; we invest in people.
Benefits available to you include:
- Health coverage options including Medical, Dental, and Vision
- Wellness Program that incentivizes you with premium cost savings
- Employee Assistance Program to help you with life s challenges
- Basic Group term Life and AD&D to protect you and your family
- The opportunity to become a shareholder of the Bank through our 401k Retirement Plan
- Discounts on Pet Insurance
- Time off policies meant to support your work-life balance
INTERESTED IN JOINING US?
This is a great opportunity to join a successful and growing organization. If you think that you could be the perfect fit, please apply now. Submit your resume and contact information for consideration.
Good luck and we look forward to hearing from you!
At Horizon Bank, we rely on diversity of culture and thought to deliver on our goals. To ensure this we seek talented, qualified people for all of our career opportunities, regardless of race, color, sex/gender, including pregnancy, gender identity and expression, national origin, religion, sexual orientation, disability, age, marital status, veteran status, or any other protected classification under federal, state and/or local laws. Horizon Bank is proud to be an Equal Employment Opportunity/Affirmative Action Employer.